Understanding Health Insurance

COBRA Coverage: What Happens When an Employee Loses Outside Coverage

Not every employee at your company has health insurance through your plan. Many employees may be on their spouse's or even,…

The Affordable Care Act and the “Cadillac” Tax

A provision of the Affordable Care Act is known as the "Cadillac tax." This tax, which is set to go into effect in 2020,…

Healthy-Workplace Tax Exemptions and Credits

Workplace wellness programs are becoming an integral part of America's public-health strategy, which aims to tackle an…

Using an FSA for Year-End Health Costs

Flexible spending accounts (FSAs) are a great way for employees to set aside pretax funds for health costs. The tax savings…

Reducing Health Care Costs Through a Home-Delivery Pharmacy Program

The cost of prescription drugs is an important part of rising health care costs. One way that employers are helping…

Medical Specialists, Primary Care Physicians and Your Plan

Although all health insurance plans must include certain features, the type of medical plan that you choose may treat visits…

5 Ways to Lower Health Insurance Costs

Reduce your company's health insurance costs with an annual health-plan review. By reviewing how your plan is used, you can…

Health Insurance Plans: Be Aware of the Minimum Essential Coverage Requirement

To be compliant with the Affordable Care Act, the health insurance plans that you offer your employees must meet the minimum…

Health Insurance Plans: What’s the Difference Between Co-Pays, Co-Insurance and Out-of Pocket Payments?

Almost all health insurance plans include out-of-pocket payments by members. The purpose of such payments is twofold: to…

How the Affordable Care Act Affects Prescription Drug Coverage in Your Medical Plan

The Affordable Care Act set out to reshape and improve the American health care system. A major part of this bill was to…

The Affordable Care Act and Your Grandfathered Plan

When the Affordable Care Act was passed in 2010, it allowed certain plans that were already in existence to be considered…

Seasonal Employment: 3 Things to Know About Hiring Seasonal Workers

You may be thinking of hiring additional seasonal help for a busy time of year. If your company employs more than 50 people…