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Health Insurance Plans: Be Aware of the Minimum Essential Coverage Requirement

To be compliant with the Affordable Care Act, the health insurance plans that you offer your employees must meet the minimum…

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Health Insurance Plans: What’s the Difference Between Co-Pays, Co-Insurance and Out-of Pocket Payments?

Almost all health insurance plans include out-of-pocket payments by members. The purpose of such payments is twofold: to…

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How the Affordable Care Act Affects Prescription Drug Coverage in Your Medical Plan

The Affordable Care Act set out to reshape and improve the American health care system. A major part of this bill was to…

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The Affordable Care Act and Your Grandfathered Plan

When the Affordable Care Act was passed in 2010, it allowed certain plans that were already in existence to be considered…

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Seasonal Employment: 3 Things to Know About Hiring Seasonal Workers

You may be thinking of hiring additional seasonal help for a busy time of year. If your company employs more than 50 people…

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How COBRA Coverage Connects With the ACA

The passage of the ACA set new requirements for companies offering health insurance to their employees. Not only will this…

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The Affordable Care Act: Stay Compliant When You Transition Seasonal Employees to Full-Time

When it comes to offering health care coverage, the Affordable Care Act does not require you to offer coverage to seasonal…

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Choosing the Right Medical Specialists for Your Employee Health Plan

As an employer, choosing the right health care plan for your employees involves evaluating the associated costs and the…

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How Health Insurance Costs Are Typically Split Between Employers and Employees

Understanding how health insurance costs are typically split between employers and employees is important to you, as an…

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Health Insurance Plans: Two-Tier vs. Four-Tier Plans

Providing health insurance plans for employees and their families is a critical piece of finding and retaining a talented…

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The Affordable Care Act and Seasonal Employees

As the weather changes, it's time to begin thinking about your staffing for the upcoming season. You may find that you need…

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Defined Benefits vs. Defined Contribution – Understanding Your Options

When choosing a benefits package, small-to-midsize business owners typically choose between a traditional defined-benefit…

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