Understanding Health Insurance

5 Ways to Lower Health Insurance Costs

Reduce your company's health insurance costs with an annual health-plan review. By reviewing how your plan is used, you can…

Health Insurance Plans: Be Aware of the Minimum Essential Coverage Requirement

To be compliant with the Affordable Care Act, the health insurance plans that you offer your employees must meet the minimum…

Health Insurance Plans: What’s the Difference Between Co-Pays, Co-Insurance and Out-of Pocket Payments?

Almost all health insurance plans include out-of-pocket payments by members. The purpose of such payments is twofold: to…

How the Affordable Care Act Affects Prescription Drug Coverage in Your Medical Plan

The Affordable Care Act set out to reshape and improve the American health care system. A major part of this bill was to…

The Affordable Care Act and Your Grandfathered Plan

When the Affordable Care Act was passed in 2010, it allowed certain plans that were already in existence to be considered…

Seasonal Employment: 3 Things to Know About Hiring Seasonal Workers

You may be thinking of hiring additional seasonal help for a busy time of year. If your company employs more than 50 people…

How COBRA Coverage Connects With the ACA

The passage of the ACA set new requirements for companies offering health insurance to their employees. Not only will this…

The Affordable Care Act: Stay Compliant When You Transition Seasonal Employees to Full-Time

When it comes to offering health care coverage, the Affordable Care Act does not require you to offer coverage to seasonal…

Choosing the Right Medical Specialists for Your Employee Health Plan

As an employer, choosing the right health care plan for your employees involves evaluating the associated costs and the…

How Health Insurance Costs Are Typically Split Between Employers and Employees

Understanding how health insurance costs are typically split between employers and employees is important to you, as an…

Health Insurance Plans: Two-Tier vs. Four-Tier Plans

Providing health insurance plans for employees and their families is a critical piece of finding and retaining a talented…

The Affordable Care Act and Seasonal Employees

As the weather changes, it's time to begin thinking about your staffing for the upcoming season. You may find that you need…